Health Net's Guide to Q4 2023 - Health Plan Rates and Benefit Changes


Health Net has some important information regarding the Q4 2023 small business rates and benefits*.

  • Medical: There will be a minor rate adjustment for Q4 2023. HMO plans will see a 2.1% increase and PPO plans will have a 1.11% increase.** Please note, these rates are pending completion of regulatory review and are subject to change. Health Net will notify you of any modifications.

  • Dental, Vision, and Optional Chiro: There are no plan changes at this time.

Q4 2023 premium rates are now available in addition to the medical/vision/dental benefits for ACA-compliant plan policies. These will be effective from 10/1/2023 to 12/31/2023. You can view and download these resources at any time.

Great Values for 2023:

  • HMO Platinum plans: WholeCare HMO and Full Network HMO networks are leading the way with value in 2023. Check out their 2023 Small Group Solutions (PDF) for more information.
  • Full Network PPO: Health Net's PPO plans continue to offer flexible, broad coverage with competitive rates and a wide selection of coverage options.
  • Dental, Vision, Chiro, Life: Health Net's business-boosting bundling discounts (PDF) makes their ancillary benefits even more competitive. See their ancillary benefits (PDF) for more details.
  • Telehealth and Care Access Options: they continue to expand our access to care options with Babylon Health, MinuteClinic, Nurse Advice Line, Find Help. Learn more about our expanded access to care options (PDF).
*Please call your Account Manager for Grandfathered rates at 800-447-8812, option 2.
** The medical rates represent statewide averages. Actual plan rates vary by rating region. Percentages shown compare  Q4 2023 rates to Q3 2023 rates.