Medicare Made Easy

With more than 11,000 people turning 65 daily in the United States, the Baby Boomer era has provided a year-round selling opportunity.

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Your-Dedicated-Team
Your Dedicated Team

Our team members have years of experience in the insurance industry, specializing in Medicare. You can rely on them to help with everything from certification and carrier appointment requests to product training and compliance. We’ll also support you in recommending the appropriate personalized Medicare solutions for your clients and capitalizing on your Medicare selling opportunities throughout the year.

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Automated Licensing & Contracting

Warner Pacific makes offering Medicare easier with SuranceBay. Rather than manually filling out each insurance company’s contracting paperwork, you’ll enjoy a quicker, automated process through this online platform. Simply set up your profile in SuranceBay one time, and the information carries over to each requested carrier contract.

Tools-Steps-for-Success
Tools & Steps for Success

We have all the resources you need to market, sell and submit Medicare — and keep 100% of your commissions. 

  • Become appointed: The entire appointment is done online for quick and easy access.

  • Free quoting tool and CRM: We offer a free Medicare Supplement quoting tool and a free CRM that includes a provider finder and Rx search tool.

  • Market and sell: Our Medicare sales partners have access to customizable, compliant marketing materials.

  • Easy submission process: Spend less time on paperwork and more time selling.

  • Get full commissions: Keep what you earn — for every sale made through Warner Pacific, you’ll receive 100% of your commission.

Compliance Medicare

Code of Conduct 

As part of the Medicare Program, you must conduct yourself in an ethical and legal manner at all times. It's about doing the right thing!

Act fairly and honestly. Adhere to high ethical standards in all you do. Comply with all applicable laws, regulations, and CMS requirements and report suspected violations. A Code of Conduct encourages each employee, contractor, vendor, or other stakeholder to think about their actions and the consequences of behavior in the workplace. It provides broad organizational guidance with ethical and compliance principles that will guide the entity's operations and decision-making. Not every situation or challenge you may encounter will be addressed in your Code of Conduct, but it can serve as a reference point in the event you find yourself with an ethical dilemma. As always, you should contact your Compliance Officer or Warner Pacific’s Compliance Department in the event that you are unsure of what to do. In the below links, you will find some of our carrier partners codes of conduct for your reference. Each organization should have its own code of conduct that identifies the expectations of ethical behavior and the consequences of missing those expectations. In the event that you do not have a Code of Conduct, please make sure you are reviewing one of these examples to ensure that you are meeting the carriers guidelines for ethical behaviors.

If you have any questions, you can reach out to the Warner Pacific Compliance Department here:

medicarecompliance@warnerpacific.com or a carriers compliance department directly. 

Aetna Code of Conduct.pdf

Anthem Blue Cross Code of Conduct.pdf

Blue Shield of California Code of Conduct.pdf

UnitedHealthGroup Code of Conduct.pdf

Important Compliance Notice for MA & MAPD Agents

The Centers for Medicare & Medicaid Services released new reporting requirements on

third-party marketing for Medicare Advantage (MA) and Medicare Advantage plus Part D (MAPD). 

To learn more, please click here.

Medicare Open Enrollment Period (OEP)

OEP is here.  Read up on helpful guidance by clicking here.

First Tier, Downstream, & Related Entities (FDR) Compliance Requirements

To learn more, please click here.

Medicare Compliance 101

Click here for a guide on the basics of Medicare Marketing Compliance.

CMS Final Rule: Field Agent Call Recordings / Disclaimers

CMS recently published guidance on announcing changes related to Medicare Marketing  for coverage year 2023. In this announcement, new guidance states that field agents must record all calls with beneficiaries in their entirety, including the enrollment process. You can access the full publication from the Federal Register can be found here.

The key takeaways of these changes are:
 -    All field agents must begin recording all phone calls with beneficiaries including the enrollment process. HIPAA and retention guidelines must also be taken into consideration. 
-    The disclaimer “I/We do not offer every plan available in your area. Please contact medicare.gov or 1-800-MEDICARE to get information on all your options” must be conveyed in a manner(s) below:
1.    Verbally conveyed within the first minute of a sales phone call.
2.    Electronically conveyed when communicating with a beneficiary through email, online chat, or other electronic means of communication.
3.    Prominently displayed on third party marketing organization websites
4.    Included in any third-party marketing organization marketing materials, including print materials and television advertisements.

NAHU has requested that delays in implementation be granted so that additional clarification can be obtain regarding these revisions. The most recent comments can be found here:                                                                 

http://nahu.org/media/7359/medicare-marketing-rule-71122.pdf            

While this is still a very fluid and active discussion, if there are any questions, please reach out to your Medicare Sales Consultant. We will update our website as additional information becomes available. 

Medicare-Quoting

Medicare Supplement Quoting!

At Warner Pacific, our proprietary technology can make your sales stronger too. Tap into the power of our quoting engine when selling Medicare Supplement Plans, including products from our newest Medicare supplement carrier partners.

 

Register with Warner Pacific through our Online Contracting Platform!


Warner Pacific has subscribed to SuranceBay, a licensing and contracting automation system.  Rather then you manually filling out each insurance company’s contracting paperwork, SuranceBay automates this process.  You set up your profile in SuranceBay one time, and that profile carries over to each requested carrier's contract.

For contracts with Aetna, Humana or WellCare, please contact our team.

 

ONLINE CONTRACTING PLATFORM

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Medicare-AHIP

Get Discounted AHIP Certification through Anthem.


Our MAPD and Part D partners require AHIP certification. The fee is $125 if linked through the Anthem portal.

A score of 90% is required, so read the study material carefully! In addition to AHIP you will need to complete carrier-specific training.

For general information on selling Medicare products through Warner Pacific, please contact our team.

For agent use only.  Not intended for public distribution.