MEC Plans For Employers

Plans designed to provide basic health benefits and to help employers comply with ACA regulations.

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Insurance Plans That Cater to All Needs

At Warner Pacific, we know that offering the right mix of insurance plans is essential for meeting the needs of employers and their employees. This flexibility enhances client satisfaction and strengthens your relationships, empowering you to deliver more personalized and effective healthcare solutions every time.

Frequently Asked Questions

Minimum Essential Coverage (MEC) plans are health insurance plans that meet the Affordable Care Act (ACA) requirements for minimum essential coverage. These plans are designed to provide basic health benefits and help employers comply with ACA regulations.

Employers should offer MEC plans to comply with the ACA’s employer mandate, which requires applicable large employers (ALEs) to provide health coverage to their full-time employees. Offering MEC plans helps avoid potential penalties and demonstrates a commitment to employee well-being.

Providing health coverage that addresses the immediate care concerns of employees can improve employee morale and retention, as it shows a commitment to their well-being.

  • Preventive Services: Coverage for preventive services such as immunizations, screenings and annual checkups.
  • Enhanced benefits: Such as primary and urgent care visits, specialist services, and prescription coverage. Employers can choose the level of coverage that best suits their needs and budget.
  • ACA Compliance: Meets the ACA requirements for avoiding Penalty A, helping employers avoid penalties.

Our MEC plans are designed to provide essential health benefits at an affordable cost. With Warner Pacific’s MEC plans, you can ensure compliance with ACA regulations and provide your clients’ employees with the basic health coverage they need.

Minimum Essential Coverage Partners

Warner Pacific partners with top national and regional carriers to provide brokers with the widest selection of carrier options.

Filter by State:
Allied National | Minimum Essential Coverage

Allied National | Minimum Essential Coverage

Apex Management Group | Minimum Essential Coverage

Apex Management Group | Minimum Essential Coverage

BreckPoint | Minimum Essential Coverage

BreckPoint | Minimum Essential Coverage

Healthcare2U | Minimum Essential Coverage

Healthcare2U | Minimum Essential Coverage

Healthcare2U | Minimum Essential Coverage

Healthcare2U | Minimum Essential Coverage

Morgan White Group | Minimum Essential Coverage

Morgan White Group | Minimum Essential Coverage

Options Plus | Minimum Essential Coverage

Options Plus | Minimum Essential Coverage

Reliance Matrix | Minimum Essential Coverage

Reliance Matrix | Minimum Essential Coverage

SBMA Benefits | Minimum Essential Coverage

SBMA Benefits | Minimum Essential Coverage

Transamerica | Minimum Essential Coverage

Transamerica | Minimum Essential Coverage

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Helpful Resources

Amid high rate increases, your clients could be looking for new healthcare solutions. Join Warner Pacific and our partners on October 21 as we discuss different options for your groups — options that can save on costs. Joining us will be our very own Janet Trautwein, as well as our partners Healthcare2U, Apex-MEC, and Employee Benefits Administration Management. Discover products that can offer effective solutions to your clients.

Watch Now

What are Minimum Essential Coverage (MEC) plans? Delve into them in our course, "Apex-MEC Plans."

We'll discuss the role MEC plans fulfill in providing clients with coverage, their compliance with the Affordable Care Act, and more.

Joining us will be Janet Trautwein, our Compliance and Government Affairs Executive, and Matthew Kincaid, a Partner with Apex Management Group.

This career-boosting, non-C.E. course is ideal for brokers and account managers in all states.

Watch Now

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Why Warner Pacific?

From quoting to enrollment, we drive broker success with flexible, scalable support.

  • Dedicated pre- and post-sales support
  • Carrier and vendor partnerships that connect you with the right coverage for every client
  • Proprietary technology tools: PRO Quote, PRO Census, PRO Apply, Carrier 411

See why others choose Warner Pacific

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Learn more about Minimum Essential Coverage