Statewide Average Rate Change The following changes take effect July 1, 2025:
QUARTERLY RATE CHANGE Average PPO: 1.7%
HMO: 1.8%
ANNUAL/RENEWAL RATE CHARGE Average PPO: 9.9%
HMO: 10.2%
SELLING HIGHLIGHTS
Plan & Network Offering
Through December 2025 effective dates, groups may elect any number and combination of networks. This means a group can now elect all HMO and PPO networks, both full and limited, with no restrictions.
Participation: 60% (from 65%)
Out-of-state flexibility for % of employee out of state
The CA Enrollment Compliance From can be used in lieu of a Reconciled DE9C/payroll or Reconciled Prior Carrier Billing Statement
Union Carve Out Permitted: For groups with total employees exceeding 100 FTE but have a union population that has coverage, Anthem Blue Cross can offer coverage to the non-union employees.
PEO sub/hybrid groups are eligible to enroll with Anthem Blue Cross
Q3 Renewal Release Dates
JULY
AUGUST
SEPTEMBER
Producer Toolbox
April 24
May 23
June 25
Mailed to Groups
April 24
May 23
June 25
EmployerAccess
May 02
June 02
July 02
DENTAL AND VISION
New Business Rate Action Dental: 2.2%-4% rate increase based on product in certain regions
Vision: 4-5% rate decrease
Renewal
Essential Choice/Metallic: 4% increase
Dental Net and Legacy – no change
Blue View Vision – rate pass
SELLING HIGHLIGHTS
2-100 eligible – 25% enrolled w/minimum 2
No Employer Contribution Required
Voluntary Dental & Vision – Required 5 eligible with a minimum 2 enrolled
$20 Adult Visual Exam through Blue View vision on all medical ACA plans.
Dental and Vision 24-month rate guarantee
Small Group Bundling Discount: Up to 5% savings when you bundle new dental and along with a new vision plan
Contact your Warner Pacific Sales team today to discuss options for your clients.