Large Group Medical Solutions
Expert support at every step — from RFPs and spreadsheeting to implementation to renewal.
Receive In-Depth
Large Group Support That Stands Out
Our concierge-style, white glove support makes it easier and more cost-effective to manage the day-to-day administration of your large group clients. As your partner, we bring carrier and industry insights, proven sales strategies, detailed market analysis, case installation, best-in-class compliance resources, post-sale and renewal support, and established TPA, PBM, and national stop-loss partnerships so you can deliver a seamless experience from quote to renewal.
How We Support Your Large Group Clients
A dedicated team of national and local specialists becomes a true extension of your office — on call to strategize, problem-solve, and execute with you. Whether you need market insights, complex case support, or help navigating carrier options, we’re ready to step in when you need us most so you can focus on serving your clients and winning more business.
RFP Preparation
Carrier guidelines, requirements and negotiation
TPA, stop-loss, Captive, PBM, and vendor negotiation and procural
Customized Comparisons & Presentations
Enrollment Assistance
Installation Strategy
Post-approval audits
Ongoing client support after placement
Renewal Support
Large Group Medical Plan Partners
For your larger groups, we partner with the leading local and national carriers.
39North | Large Group Medical
Aetna | Large Group Medical
AmeriHealth | Large Group Medical
Angle Health | Large Group Medical
Anthem Blue Cross Blue Shield | Large Group Medical
Anthem Blue Cross | Large Group Medical
Apex Management Group | Large Group Medical
Assured Benefits Administrators | Large Group Medical
AvMed | Large Group Medical
AZ Technology Council | Large Group Medical
Banner | Aetna | Large Group Medical
Baylor Scott & White Health Plan | Large Group Medical
Blue Cross Blue Shield of AZ | Large Group Medical
Blue Shield of California | Large Group Medical
BlueCross BlueShield of Illinois | Large Group Medical
BlueCross BlueShield of Texas | Large Group Medical
Boulder Admin | Large Group Medical
CAWA AZ Health Trust | Large Group Medical
CDPHP | Large Group Medical
Cigna | Large Group Medical
Clearwater | Large Group Medical
Contractor's Health Trust | Large Group Medical
Emblem | Large Group Medical
Evry Health | Large Group Medical
Florida Blue | Large Group Medical
Gravie | Large Group Medical
Health Net | Large Group Medical
Healthcare Highways | Large Group Medical
HealthPartners | Large Group Medical
Horizon | Large Group Medical
IBA | Large Group Medical
Kaiser Permanente | Large Group Medical
Medical Society Healthcare Trust | Large Group Medical
MediExcel | Large Group Medical
Memorial Hermann | Large Group Medical
MVP | Large Group Medical
Nationwide | Large Group Medical
Nippon Life Benefits | Large Group Medical
Optimyl Benefits | Large Group Medical
Redirect Health | Large Group Medical
Sana | Large Group Medical
Select Health | Large Group Medical
Sharp Health Plan | Large Group Medical
Trustmark | Large Group Medical
UnitedHealthcare Oxford | Large Group Medical
UnitedHealthcare | Large Group Medical
Vigilant Construction Trust of AZ | Large Group Medical
Vigilant Manufacturing Trust of AZ | Large Group Medical
Wellmark | Large Group Medical
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Frequently Asked Questions
Carrier definitions of large group can vary; your Warner Pacific team will help clarify eligibility by state and carrier. Contact us today.
Warner Pacific provides brokers with full-service support for large group medical, including strategy, RFP preparation, market analysis, plan design collaboration, carrier coordination, proposal development, enrollment assistance, and renewal guidance.
Our team manages the entire RFP cycle — from gathering group data and preparing complete submissions to evaluating proposals and negotiating with carriers. Brokers receive organized, accurate, and competitive proposals delivered quickly and professionally.
We assist with everything from pre-enrollment planning and materials to coordination with carriers, clean submission of enrollment data, and troubleshooting issues. Our goal is a smooth onboarding experience for brokers and their employer clients.
Our long-standing relationships with top national and regional carriers give brokers access to competitive pricing, flexible plan designs, and informed market insight. These partnerships help brokers deliver stronger solutions and better outcomes for large employers.
Your Warner Pacific Sales Consultant Is Here to Help
We pride ourselves on being available to answer questions and provide essential resources to help brokers choose the right plans for companies. So don’t hesitate to reach out to us today.
Understanding Funding
Understanding the different ways a health plan can be funded is key to helping employers choose the right strategy for their needs. Fully Insured, Level Funded, and Self‑Funded arrangements each offer distinct levels of risk, flexibility, and cost control. By knowing how each model works, brokers can guide clients toward the option that best aligns with their budget, risk tolerance, and goals for employee benefits.
Fully Insured
Fully Insured health insurance is a traditional model where an employer pays a fixed monthly premium to an insurance carrier, and the carrier assumes all financial risk for employees’ healthcare claims.
The premium is set for a year and covers the cost of claims, administration, and carrier profit.
This option offers predictable budgeting and minimal financial exposure for the employer, making it a simple, hands‑off solution.
Level Funded
Level Funded health insurance blends features of both Fully Insured and Self‑Funded plans.
Employers pay a stable, “level” monthly amount that covers expected claims, stop‑loss insurance, and administrative costs.
If claims run lower than expected, the employer may receive a surplus refund; if they run higher, stop‑loss protection limits the financial risk. This approach gives employers more cost control and potential savings while maintaining predictable monthly expenses.
Self-Funded
Self‑Funded health insurance allows employers to take full control of their healthcare plan by paying for employees’ medical claims directly as they occur, rather than paying a fixed premium to a carrier.
Employers typically partner with a carrier or third‑party administrator and purchase stop‑loss insurance to protect against large or unexpected claims.
While self‑funding offers maximum flexibility and potential long‑term savings, it also comes with higher financial responsibility and variability.
Your Warner Pacific Sales Consultant Is Here to Help
We pride ourselves on being available to answer questions and provide essential resources to help brokers choose the right plans for companies. So don’t hesitate to reach out to us today.
Broker Resources
Resources to Support You
With personalized service, Warner Pacific helps brokers find the right plan for their clients. Access large group medical information here, or connect with us directly to discuss your clients’ needs.
Register now to join our next CarelonRx Connects webinar on March 19 at 2:00pm, ET.
Mona Mahmoud, Executive Director of Public Policy and Issues Management, will present the 2026 legislative and regulatory forecast and discuss the healthcare and PBM issues we expect lawmakers and regulators to focus on in 2026.
You'll hear expert insights on:
- Developments in Washington, including the Congressional package, tariffs, and updates on TrumpRx.
- Market implications that matter for employers and their members.
- Policy pressures that will define PBM performance and accountability in 2026.
- Download and save the Large Group / Level Funded RFQ Excel file.
- Enter the information required in the two tabs.
- Save the Excel file.
- Email (COLargeGroup@warnerpacific.com) the Excel file to our Level Funded specialists
- Be sure to attach your completed form to the email before sending.
- Download and save the Excel file.
- Enter the information required in the three tabs.
- Save the final version of the Excel file.
- Email the Excel file to your Large Group Analyst or Sales Consultant. Be sure to attach your completed form to the email before sending.
At your convenience, you may also complete this template via our user-friendly Online RFP tool. You can access this tool via your Broker Dashboard and click on the Large Group/Level Funded Request for Proposal tile. Through this tool, you may also upload files using our secure upload feature. Documents to upload: invoices, renewals, benefit summaries, census data and any other important items you wish to include.
Large Group/Level Funded Request for Proposal (Online)
- Go to the Broker Dashboard and click on the Large Group Request/Level Funded/Alternate Funding RFP link.
- Click on Start New RFP and verify your information.
- Enter the information required in each section.
- Click on the Save and Complete button to submit the RFP to the team.
- Your dedicated Analyst will reach out with any questions.
Grow Faster With A Partner Who's Got Your Back
You’ve probably noticed it for years: Employers’ needs are becoming increasingly complex, and they’re relying more on you for help. But who’s helping you with your growing needs?
Warner Pacific is here for you, with solutions designed to provide:
- Efficient, hands-on assistance, from pre-sale support, to quoting, to enrollment and beyond.
- Intuitive technology tools that make your life easier
- Additional team members who tackle different aspects of your work, saving you time
Learn more by joining our exclusive webinar, designed for brokers who want to stay ahead in today’s competitive market.
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Why Warner Pacific?
The complexities of large group insurance demand nuanced consultation and expertise, first-rate assistance, and proven strategies — not just quoting.
When you partner with Warner Pacific you gain the following:
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Strategic consultation on alternative funding, including level funding, self-funding, captives and more
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Multimarket sales consultants who help you navigate even the most complex cases
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Assistance interpreting network access, claims costs and renewal trends
- And more