5 Things Medicare Brokers Should Be Doing

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It’s a Medicare broker’s job to help your clients navigate the complex world of healthcare options and choose the best plan to fit their needs and budget. But with so many choices and jargon-filled policies, it's not always easy. That's why it's important for you to go above and beyond for your clients and provide the best possible service. Here are five essential things every Medicare broker should be doing for their clients.

Keep Clients Informed


One of the most important things you can do to support your clients is to keep them informed. As policies and regulations change, it's crucial that you stay up-to-date and pass on this information to all involved parties. Regularly sending them newsletters or updates can help ensure they’re aware of any changes that may affect their coverage or premiums.

Provide Personalized Recommendations


While it's tempting to just sell the plan that results in the highest commission, the best Medicare brokers understand that every client is different and requires personalized recommendations. For example, some clients may prioritize having a low monthly premium while others may value comprehensive prescription drug coverage. Understanding your clients' needs and recommending policies that meet those needs is key to building trust and ensuring they’re happy with their coverage.

Offer Ongoing Support


The relationship between agent and client doesn't end once you sell them the policy. Truly supporting them also includes managing their account and communicating with them as needed throughout the year. Answer any questions or concerns they may have, assist with claims or billing issues, and help enroll them in any additional programs or benefits they may be eligible for.

Educate Clients About Medicare Advantage


Another thing Medicare brokers should do for their clients is teach them about specific Medicare Advantage options. These plans can be an excellent option for some clients, but many may not understand the benefits or how they differ from traditional Medicare plans. Educate your clients about the pros and cons of each option so they can make an informed decision. Providing clear and concise information about the differences between plans can help alleviate any confusion.

Make Clients Aware of Open Enrollment Periods


Open enrollment periods (OEP) are an important time for clients to review their coverage and make any necessary changes. However, many Medicare beneficiaries aren't aware of when the OEPs are or what changes they can make during this time. Make sure your clients are aware of these OEPs and the benefits of re-evaluating their coverage during these times.

Being a Medicare broker takes more than just selling policies. It's about building trust with your clients and ensuring they have the best coverage to meet their needs and budget. Warner Pacific offers specialized Medicare insurance assistance for agents wanting to provide their clients with the best possible support. From managing claims to filling out the monotonous paperwork, we’ll work with you to ensure that every facet of each plan goes smoothly.