Health Net Large Group Portfolio Ready for 2021

Groups 101+ product portfolios: refreshed and ready for 2021, including CanopyCare HMO

Health Net's 2021 Enhance Choice and Starting Line-Up (SLU) portfolios deliver strong mixes of whole-health benefits and extra-value programs - making them both attractive to your clients, and easy for you to sell. Plus, new underwriting deals to help boost your sales opportunities!

Enhanced Choice and SLU - New for 2021

The new and simplified 2021 portfolio offerings equip you with choices to satisfy your clients - and keep your business growing!
 

What's New	Details	Plans/Networks
CanopyCare HMO San Francisco Bay Area	Introducing Health Net CanopyCare HMO, in a strategic partnership with Canopy Health, providing a broad array of plan options to meet any need, in the San Francisco Bay area, at any location in the network close to their home, work, or wherever is convenient. It's the ultimate in flexibility!	CanopyCare HMO
Expanding their deductible options	Health Net’s new Facility Deductible EOA and Salud HMO y Mas plan designs align price and competitive benefits For EOA and EOA ExcelCare: 20/500/10% ($3,000 / $9,000) 30/1000/20% ($3,000 / $9,000) For Salud HMO y Mas: 20/500/10% ($3,000 / $9,000) 30/1000/20% ($3,000 / $9,000) 30/1500/30% ($3,000 / $9,000) 40/3000/40% ($5,500 / $11,000) 60/4000/40% ($8,550 / $17,100)	EOA, EOA ExcelCare, Salud HMO y Mas (Available within the Salud HMO y Mas service area outside of San Diego County)
New plan designs providing the right balance of value and competitive benefits.	For Full Network HMO, ExcelCare HMO, Full Network EOA, ExcelCare EOA, SmartCare & Salud: 35/30% ($5,500 / $11,000) 40/1500d ($6,500 / $13,000) For PPO: 40/3500/30% ($7,350 / $14,700)	All HMO/EOA PPO
Expanding the ancillary two-year rate guarantee to include Life plans1	For the first time, Health Net is  adding a two- year rate guarantee for Life plans with minimum coverage of $15,000 per life. Note, rate guarantee applies to groups between 101-500 employees. Effective dates 1/1/21-3/1/22.	All plans/networks
Multi-Product Bundling Program2	Boost your sales by adding dental, vision and life, and your clients can save up to 3% on their medical premiums. Dental: 2.0% (increased from 1%) Vision: .5% Life: .5% Note, rate guarantee applies to groups between 101-500 employees effective 1/1/21 (does not apply to voluntary plans)	All plans/networks

Simple, Smart and Sustainable Values Continue: The Top 10

Simple

1. Pick Your Plan, Pick Your Network for Enhanced Choice: 14 standard plans designs available in our existing HMO/EOA products
2. Expanded plan designs options available in Starting Line Up
3. New CanopyCare HMO with 15 plan design options to meet the flexible needs of your San Francisco Bay Area clients

Smart

4. Ways for easy, early access to care with telehealth available through preferred vendors, and retail clinic access through MinuteClinic
5. The essentials to complement medical coverage: dental, vision, chiropractic, acupuncture, life, wellness
6. Health Net’s Wellness Rewards Program is available with all portfolio plans

Sustainable

7. Underwriting deal: Expand your sales by offering any of the budget-friendly Salud HMO y Mas plans on a standalone basis alongside Kaiser-only groups
8. Low-cost plans available in all products and networks
9. Sell more PPO with our Enhanced Choice PPO-Only Package
10. Multiproduct bundling discount program helps large groups save up to 3% on their medical premiums

¹ Rate guarantee eligibility is determined on a case-by-case basis. For further qualifications and important details, terms and conditions, contact your Health Net account executive.

² Eligible discounts apply only when adding new dental, vision and life coverage purchases. Program is not available with voluntary plans. Total health premium includes prescription and rider premiums including behavioral health, chiropractic and chiropractic acupuncture premiums.