“For years, the stop loss market realized moderate growth at best, but with the passing of the 2010 Affordable Care Act, the scope and size changed significantly.”
A significant portion of large employers have always self-funded their health benefits. Today that number is about 80%. However, what has largely driven the growth of the MSL market—from $6 billion in 2010 to over $20 billion today—is the number of small to midsize employers self-funding their health benefits.
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